国家金融监督管理总局：2025 年我国交强险赔付 2524 亿元，3.47 亿辆汽车参保

AI Digest

2025年中国交强险赔付2524亿元，参保汽车3.47亿辆，同比增长3.9%，保障金额达76.8万亿元，凸显其在民生保障中的关键作用。

In 2025, China's compulsory insurance paid 252.4 billion yuan, with 3.47 billion cars enrolled, reflecting enhanced coverage and social protection.

Key points

• 参保汽车达3.47亿辆，同比增长3.9% Automobile enrollment reached 3.47 billion units, up 3.9%
• 交强险赔付支出2524亿元，同比增11.6% Payouts hit 25.24 billion yuan, up 11.6% YoY
• 保障金额达76.8万亿元，同比增3.4% Coverage amount reached 76.8 trillion yuan, up 3.4%
• 车均保费762.1元，同比下降0.1% Per-vehicle premium dropped to 762.1 yuan
• 经营亏损230亿元，因人伤赔付标准提升 23 billion yuan loss due to higher injury compensation

Takeaway: 交强险在保障民生和经济安全中发挥重要作用。 / Compulsory insurance plays a vital role in safeguarding livelihoods and economic stability.

Why it matters 数据揭示保险业在风险管理和民生保障中的关键作用，值得深入分析其政策影响。